My Savings Bullet Journal Spread (AKA: How I’m Staying In Australia)

Hello, my gorgeous blog family – how are all of your pretty faces doing today? Oh, me? Why, I’m fine, thank you for asking. Actually, I’m slightly better than fine; I’m feeling productive. Rare for me these days, I agree, so we’re really going to rinse it for all it’s worth.

If you guys read my post on Setting Up July In My Bullet Journal, you will already know that my focus for July is financial – but today I’m going to be taking you through why I’m setting these goals . . . and how I plan to actually achieve them.

First of all, the why.

You guys are already aware of the fact that I’m currently living abroad in Australia, but I’m actually coming up to the end of my first year here (crazy!). Now, to extend your working holiday visa, you have to do three solid months or 88 days of farmwork. I actually did try to leave Melbourne to do my farmwork with three friends of mine, but we ended up being seriously screwed over in a situation that left us living? Out? Of? Our? Car?

Anyways, moving swiftly on.

At that point, the whole farmwork gig was not on the cards for me. I was over Australia, ready to follow the Canadians to the mountains at the end of my year and that was that. However, after a month’s cooldown period in Brisbane, I realised that I didn’t actually want to go to Canada yet. My boyfriend’s in Australia, I want to travel it properly before I leave and I wouldn’t actually have enough time to save to go anyway.

Now, as I’ve mentioned, your girl didn’t do her farmwork – so my second year visa wasn’t an option. Short of getting sponsored (which is not really an option), the only thing I could do was a student visa.

On first glance, this was a no go. You have to pay your costs upfront, there aren’t loans available because you’re foreign . . . and, on top of that, there are working restrictions which mean that you can’t work more than 20 hours a week on a student visa.

However, after a little more research, it got a teensy bit more achievable. While there are upfront costs, they aren’t completely unbearable (just a bit eye-watering) and there are definite ways around everything else.

My main limitation is that I need to raise a set amount of money before my current visa expires – which is in less than two months. So to help me at least try to meet this goal, I’ve made myself a savings roadmap. Let’s take a look at how this baby works.


Pastel Highlighters – Amazon UK – £5.57

Pastel Highlighters – Amazon US – $11

Pink Floral Stickers – Aliexpress – £0.51 (free worldwide shipping!)

Because I’m obsessed with flowers and vines, I naturally used that as my doodle inspiration. I drew a twisting vine in a kind of roadmap/journey style, with each leaf being $150 AUD.

I essentially sat down, broke up all of my costs and laid them out on a map by when they were due.

  • So first up is my monthly rent, which is $600 AUD. – 22nd July
  • Student Insurance $600 AUD
  • Enrolment Fee $150 AUD
  • First Term Deposit $1650 AUD – these three costs need to be paid before I can apply for my student visa
  • Student Visa $600 AUD (actually only $575, but I’m over calculating most things a little to give me wiggle room.) – 4th of September
  • I didn’t write it on the map, but I added in an additional $1400 for a bond, in case my next rental place needs one
  • Term 2 Tuition $1650 AUD – Jan
  • Term 3 Tuition $1650 AUD – April
  • Term 4 Tuition $1650 AUD – August

My eyes are actually watering just looking at those horrific numbers, but anyway! The small consolotation is that you can pretty much half everything – £1 is pretty much $2 AUD, so I’m just trying to think of it in terms of pounds.

Anyways! There are lots of things I’m planning on doing to raise the money, but one thing I’ve already started is launched my Etsy store. I currently have a few things available to purchase, so feel free to bookmark and share.

Large Tub Floral Bath Salts – £9.75

His & Her’s Bath Salts Set –  £11.47

Jar Of Dried Flowers – £6.88

It’s all cute, handmade stuff, so do check it out! I’m also going to be writing more affiliate posts (although I do have a big guide to affiliate links and how to earn with them coming up, so I’m sharing the love), freelancing and so on and so forth. I’m actually going to write another post about how to earn extra cash on the side, so you guys have some ideas for if you want to boost your incomes too – but that’s pretty much what I’m saving for!

I hope you guys enjoyed this post. If you are a fellow stationery junkie like myself, make sure you’re following my Bullet Journalling Pinterest board.

Alright, kiddies, I think we can end it there! Did you like my style of savings tracker? Do you use your bullet journal to help meet your financial goals? Did you like my Etsy store? And does anyone have suggestions for good ways to earn that extra cash? Let me know your thoughts down below!


Instagram // Twitter // Bloglovin’ // Youtube // Pinterest // Etsy

28 thoughts on “My Savings Bullet Journal Spread (AKA: How I’m Staying In Australia)

  1. Anna Aurora – Latvia – Hello, My name is Anna.I'm from Riga, Latvia.I'm a 20 something part-time lifestyle blogger at Annaslittlething and an Art Director at Ukrainas centrs Jauniešiem un berniem Latvijā.
    Anna Aurora says:

    Beautiful spread ,I really hope you will be able to raise the money you need (an Esty store sounds exciting!)!Good luck

  2. Shouldn’t be difficult to get some work here… the whole country is one big sheltered workshop. Half our politicians have had problems recently with dual citizenship and explaining who exactly they are… ask the boss person to toss a coin and if heads comes up you will do a few months doing your blog from a Canberra office. The entertaining allowance might actually get used competently with you in office. Just study up on your Monty Python

  3. See… totally diplomatic response

  4. oh boi, i wish you good luck, i know you can do it!!
    honestly you slay the bullet journal game. also a good way to earn extra money is to do online paid surveys, i know a lot of people who are getting that extra cash aha. The thing is to find the right company. and that etsy shop?? i am definitly going to buy one of your bath salts??
    julie x

  5. This may sound weird but this is actually really motivating and I love your organisational skills, it never fails to amaze me how you can always make the most boring stuff SO aesthetically pleasing. Good luck with everything girly and congrats on opening your Etsy store !! So exciting hehe .xx

  6. Crikey they make it so difficult to travel around Australia!! Sounds like a lot of hard work, but I’m glad you’re having fun and Canada as a next trip will be something to look forward to! 🙂 xxx

  7. Style of Laura Jane – The Style of Laura Jane is a thought-provoking dating and relationship site for you to read, learn, laugh at my experiences and explore less conventional perspectives. If you enjoy think-pieces, confessions without a side of sugar and sarcastic (though truthful) dating advice, you've stumbled upon the right place.
    The Style of Laura Jane says:

    I did a post last month on side hustles and I was surprised at how many websites there are offering additional income. Things like being a digital assistant. Luckily social media and the internet has made it much easier. You seem so motivated and I have no doubt you’ll reach your goal. Can’t believe it’s been a year already! xxx

  8. TheOneThatTravels – Zorica Miteva is 28 years old blogger who writes about travel, books, fashion and food. She was raised in Strumica, but she went in Skopje in order to study languages and economics. After she had finished her education she got her degree in languages and economics and also her master diploma in finance management. But, however, she always has shown interest in traveling, in visiting new places, learning new languages, also she was interested in getting to know new cultures, and trying food which represents, and it's popular in the countries she visited. Also she is passionate about books, movies and make up. Through this blog she will try to show the places where she have been, and planing to go and what are the things that represents and are typical for each country and nation. I hope you enjoy this blog.
    TheOneThatTravels says:

    I’m super organizational so I totally get you
    My Instagram:
    My Blog:

  9. That’s a lot of money but I’m sure you will get it done! I love your saving spread and I can’t wait to hear about those links works and how to save money as I’m still struggling to get a job. I love how organized you are! Thank you for your inspiration girl. Love you

  10. Rossy Galaxy – Pacific Northwest – I'm a full-time SAHM to an energetic 5 year old boy and I'm married to my best friend. / / I love makeup, photography and cars.
    ayrgalaxy says:

    I think this is a fantastic way to keep track of your savings and I love the way you went about it.
    Good luck on your etsy shop!

  11. Bayance – Canada – If you're here, that means I liked/commented on your post which means you're awesome and I love your blogs...or you just clicked on my Gravatar for no reason. Anyways, you know what else is awesome? My blog! -> Lol just kidding it's terrible but check it out anyways. And follow me if you want but it'll only take a second. Plus, you're only going to get a notification that I uploaded thrice - is thrice even a word?- a week. So what are you waiting for? Go now! Okay I sound like a commercial. See you around. Bayyy.
    Bayance says:

    Aaah I wish you all the best with your etsy shop and I hope you can boost your income! Your bullet journal is so pretty <3

  12. Hannah – Hello there! My name is Hannah and I am a 22 year old lifestyle blogger who loves travelling, coffee and social media. Welcome to my corner of the Internet.
    Hannah says:

    Good luck! I love the way you made saving money creative as I think that will motivate you, especially when you get to tick off each target as you hit it. I am not good at ways to earn money but I am good at ways to save money (or so I like to think). Some of my tips are: buy second hand clothing rather than new clothing, invest in a sewing kit and fix your clothes rather than throwing them away, eat out less and stop buying take-out coffee, buy in bulk (although a bigger cost upfront, it is normally cheaper in the long run), stop buying name brand foods, meal prep and buy frozen food where possible (less food waste, normally cheaper than fresh food). xx

    1. Thank you so much 🙂 I am indeed! x

  13. Dilip – An open mind! Love to share my thoughts and a keenness to learn. An engineer and a MBA I had a wonderful innings in the Army and later moved to consultancy and teaching. My current interests are music and growing culinary herbs. Love to play golf and do yoga regularly. I am serious on "Living life less seriously". A warm welcome to you be well and be cheerful always.
    Dilip says:

    Wish you all the best in your new venture. Enjoy the journey and the learning.

  14. Wow this was such an interesting read! I was actually looking at doing work in Australia too but I need to look into it more! I wish you lucky on your journey!

    Amber – The Unpredicted Page

  15. First of all, congrats on your Etsy store opening! And I can NEVER work with a financial bujo, somehow it just gets forgotten under the other pile of things i do.


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